Of course I thought this was a great idea when I came up with it, but there are a lot of things that give you pause once you get in to the details of the problem. The first thing is that I would probably have to make some significant investments in stuff like dental implants. Obviously when you are a model you have to smile at the camera and that smile has to really shine. It is not good enough for you to have the sort of great smile that a normal person might have. It has to supernaturally white and bright. That is expensive and it obviously comes out of your pocket. Read More
I was really starting to feel tired and groggy and I could not figure out why. I thought that if I changed my diet, stay away from caffeine, and got a regular sleep schedule that I would feel better. A friend told me about Crystal X. They told me by taking this and other things that I might feel better and at this point I was willing to try anything that might make me feel better. Waking up and wanting to go back to bed after an hour it was starting to get tiring and I was finding it harder and harder to go to work and staying focused on the task at hand.
Before I was going to try anything and went to the doctor and he took blood and he determined that everything looked normal. Read More
If you want something said, ask a man; if you want something done, ask a woman.” Margaret Thatcher
Women are nurturer’s by nature. This inborn capacity to develop, cultivate and foster is transferable to the business world, especially in the local communities across America by way of entrepreneurship. Women owned businesses can, and many times do, impact the social structures by helping to conquer some of the economic challenges our nation faces in this day and age like education, hunger and housing.
There are revenue opportunities for women in industries such as retail, e-commerce, health care, wellness, medicine, community, social networking, education, job-recruitment, advertising, marketing, audio, visual, media, energy, environment, sustainability, gaming, virtual worlds, and finance. There may be a notable disparity between women-owned businesses and men-owned businesses in trades such as information technology, manufacturing, construction, and transportation, but that’s not to say the opportunities aren’t presently available.
There’s not just a select few women wanting to be in business for them selves either. Even though statistics show lower numbers of women than men actually spearheading startups, there are countless numbers of women out there who desire to capitalize on a business idea. The mere thought of starting their own business and not having to work for someone else is appealing to many women, and being able to build wealth is just as important as the other aspects. But, let’s face it; there are obstacles some women have to overcome and the main disadvantage these women face is finding and securing the right type of funding. A lot of that is due to women not having mentors to guide them on the right path to becoming a high growth company, or not knowing about and accessing programs geared toward women and minority-based businesses.
Studies show women entrepreneurs tend to seek funding from personal sources: family, friends, saving accounts and home equity loans as opposed to external sources like bank loans, angel investors, or government grants.
It’s difficult for women to access capital, especially obtaining loans that are under $150,000, but above $10,000. Most women entrepreneurs are seeking funding upwards of $50,000.
What a lot of people do not understand is that it costs the banks to process loans and it costs them about the same for a low amount loan as for a high amount loan. From the bank’s perspective, the downfall is that the risk appears to be higher and the profit lower, so they don’t typically bother lending under the $150,000 mark.
Even women who did apply for a bank loan at one point in time and was turned down by a bank are less likely to go back to the bank at a later date and re-apply, letting potential funding to stagnate.
“Women have to harness their power – it’s absolutely true. It’s just learning not to take the first no. And if you can’t go straight ahead, you go around the corner.” Cher
It is extremely important for women entrepreneurs to learn about nontraditional lending opportunities that may be available to them, such as business credit cards that can be converted into cash. Startups receive up to $75,000 in funding while seasoned businesses receive up to $150,000.
Business credit cards are based on a personal guarantee. So, there are several criteria that must be met to be approved: 720 credit score, 30% debt-to-credit ratio, no bankruptcies, no foreclosures, no missing payments in the past 24 months of making application, one or more credit cards with a $5,000 maximum limit and a 10 year personal credit history. And if a borrower is short on any of the criteria mentioned, she can receive mentorship from business credit card consultants on how to meet those must-haves. One of the great benefits of using business credit as compared to personal credit is that it doesn’t report to personal credit reporting agencies.
If you are a woman who is a nurturer by nature and have an entrepreneurial spirit ready to develop, cultivate and foster a business that will contribute to the economy and better society then make the decision and do something about it today. www.tinnitusterminatorconsumerreview.com
Online directories can be quite beneficial for startups and small business firms. Business owners just need to understand how online business directories work. Online directories are site submission services which allow businesses’ sites to be added to particular categories where the websites become easy for interested visitors to search.
Web directories and their importance
Online business directories let the target traffic to search for businesses and websites which they want to know more about or find interesting. Adding a business’s site to an online directory can increase the site’s online visibility. Moreover, online business directories can make it simple and easy to find what people are searching for.
The concept of such business directories is a simple one. These directories are quite similar to the Yellow Pages. Online business directories are just listing places for business websites. Any kind of site can be listed in online directories. Some directories are enormous and cover all topics that people can create websites for. On the other hand, there are small online directories that cover only a particular niche.
Get listed in a web directory to improve your business performance
To keep it straight, online business directories can direct people to any site which they want to find. People just need to search for particular categories or different types of categories till they find the kind of sites they are searching for. When someone browses through an online directory, they will be given lists of sites which relate to their keyword. They will also be given a list of links to the sites. These links will also have short descriptions about the websites. People can go through these descriptions and decide which one they want to choose.
Online reputation is vital any business these days
Exposure is a vital requirement of all kinds of marketing strategies. In fact, when people are more exposed to a business, they most likely will make use of the business’s services. When a business doesn’t have a proper online presence and online reputation, even its existence might not be known to people. If this happens, then business has great chances to become a failure.
Listing businesses’ sites in online business directories can help sites in gaining exposure. Tons of online visitors get to make use of such directories for finding things that interest them. These are prospect buyers who actively search for sites which are related to services or products that one’s business may be all about. Web directories can expose businesses to the target visitors. Hence, websites will get an increased amount of target online traffic. Apart from getting listed in online business directories, it is also important for businesses to have positive reviews online.
What more you need to boost your business
There are a few important reasons why businesses should take advantage of reputable online business directories for getting more prospects. On a daily basis, prospective customers keep searching for different types of business for finding solutions to their problems. This is when they may come across online business directories that may list of the types of sites they are in need of.
Make sure your business has positive reviews online
When potential customers find businesses on the internet, they go through online reviews for making sure that they get in touch with the right company or people. When businesses have good reviews on the internet can build their credibility. Such reviews can also let people know that businesses are reliable so that they can trust them. In addition to increased online exposure and positive reviews, online business directories don’t bother people’s budget.
Money matters at the end of the day
There are loads of online directories which can be used by business owners for free to list their businesses. This is one aspect that makes online directories one best marketing strategies, when it comes to running a business successfully. Any small business owner who wants to improve the online reputation and presence of his or her business may utilize the service of an online business directory. A website like www.ecigar.in will provide you with the highest quality in the industry.
The medical industry is constantly on the lookout for new medical equipment technologies which can make administering fluidal drugs easier. In terms of accidental errors throughout hospitals, medicinal mistakes are typically the most common. Since 1992, the FDA has received more than 30,000 reports of medication errors. To make matters worse, all of these reports are voluntary which means the actual number of medication errors is likely to be significantly higher. In order to reduce errors, the medical industry is starting to adapt new medical equipment technologies which make administering fluidal medications easier and safer.
New developments in IV drip technology show great promise in decreasing fluidal medications. One safety feature is the use of watch dials. The use of watch dials makes it much easier to determine drug dosage. Currently the medical industry relies on detailed, hard-to-read, lines similar to syringes. Unfortunately, this practice encourages mistakes in the fast-paced medical environment because doctors and nurses are forced to work longer hours and at a faster pace than ever before. Misreading a syringe is a common cause of incorrect fluidal medication being administered. The new watch dial approach is significantly easier to read and double-check to ensure the correct dosage is given to patients.
One hand operation of IV drips is another small change in medical equipment design that can yield significant improvements in medicinal safety. Multi-tasking is an unfortunate reality for personal in hospitals across the globe. Traditional IV drips require two hands to setup and administer. A new design in IV drip medical equipment now allows staff to administer fluidal medication with one hand. This makes the setup process much faster which makes it easier for staff to focus on one task at a time which can reduce medication-related errors.
A final medical IV drip breakthrough is the addition of an Open/Off safety bar. This increases safety in two ways. First, it prevents accidents during the setup process. Second, it eliminates the need for 360 degree rotation which increases the speed and accuracy of controlling drug dosage and the speed it is administered.
The key to widespread adoption of new medical equipment is decreasing costs, saving times, and eliminating errors. New IV drip technologies are proven to be equally cost-effective in the short term and more cost effective over the long run. It offers better long term returns because it allows practitioners to administer fluidal medication faster and safer. More ergonomic, easy-to-use designs help nurses and doctors save time. Plus, easier-to-use medical equipment inherently decreases the likelihood of medication-related errors.
Congress passed into law the Social Security Act of 1965. Title XVIII of this controversial act allowed for the establishment of Medicare, a health insurance program for (1) citizens age 65 and older regardless of income or medical history and (2) persons under age 65 with certain qualifying disabilities. At the time, Medicare’s passage was extremely controversial given that it aided civil rights causes by making fund allocations to healthcare providers contingent on the desegregation of hospitals and waiting rooms. Life expectancy has increased significantly increased since Medicare’s inception, necessitating several major changes. For example, hospice aid was added in 1984, and Medicare was expanded to offer benefits to younger citizens with permanent disabilities (typically known as Social Security Disability Insurance, or SSD I). The costs of Medicare benefits to patients have risen steeply in recent years, mirroring cost increases across the healthcare industry. Seniors now must weigh their options very carefully when considering private insurance against Medicare’s public option.
The Affordable Care Act of 2010 (also known as Obama Care) was designed to address the large number of American citizens without health insurance (some 50 million as of 2013) as well as skyrocketing healthcare costs. The Affordable Care Act contains legislation that mandates small business owners who have 50 or more full-time employees provide health insurance to each full-time staff member or pay a financial penalty. In addition, the ACA establishes several tiers of public health insurance for people. If citizens choose to opt out of coverage, they must pay a penalty of $95 or 1% of their total income, whichever is higher (2014 figures).
Although the Affordable Care Act is expected to allow tens of millions of American citizens to access healthcare services they might not otherwise have been able to afford, the law has come under harsh criticism for its mandates and their outcomes. For example, ACA opponents have cited the pre-emptive shift by many large companies to part-time labor in order to avoid the ACA’s full-time employee health insurance requirements. While the full effects of this shift remain to be seen, many people have found themselves suspended between two part-time positions, neither of which offers health insurance benefits.
Looking toward the future of healthcare delivery in the United States, the Affordable Care Act may serve as a transition to universal coverage, a system in which the socialized programs of Medicare and Medicaid are expanded to cover all citizens. A taxpayer-funded, government managed healthcare fund would allow the government to negotiate effectively with healthcare providers, health insurance companies, and medical product manufacturers by awarding national contracts. Private manufacturers would then have tremendous incentive to keep their products and services safe, effective, and affordable.
With the need today to have the latest technology, medical services, and patient care, comes the need to periodically assess where you currently stand and how you would like to grow as a healthcare organization. With financial costs increasing today, assessments can sometimes be minimized. However, it is with utmost importance to conduct a proper assessment to ensure your organization exceeds today’s healthcare standards and thrives as an organization. Doing so will not just benefit your patients, but your employees and community as well.
The term Assessment is very general but can be categorized into many different process functions. When looking up the definition of Assessment, you find “the evaluation or estimation of the nature, quality, or ability of someone or something.” In healthcare organizations we commonly see assessments conducted for patient services, employee performance/satisfaction, and information systems.
Some areas to focus on while doing a pre-assessment:
Define What Exists Today:
- Without clearly understanding what is in place today, how can you define the future? Proper documentation such as procedure manuals, hardware manuals, performance evaluations, etc. should be consistently updated and archived for reference at any time. Doing so will greatly save on costs and will save hours of time when the documentation is needed for review.
- Conduct management meetings to review the documentation to ensure all parties have a full understanding of what currently exists today.
Define the Future:
- Conduct management meetings to define short term goals, long term goals, needed improvements, and strategies in how to achieve these goals and improvements.
- Go over the pros and cons of each decision to anticipate what the final result will be. Once a decision is made, it is difficult many times to back to the drawing board.
- Way too often decisions are made by the management team only. While the management team has years of experience and should make the final decision, it is important to involve those front line employees where the organization change will affect the workflow the most. This will ensure stronger employee involvement and produce a greater outcome at the end of the project. Plus, they may have ideas that will be better for them and the patients that you would not be able to come up with.
- Frontline employees are the first ones to speak to the public and are usually willing to share their honest opinion of the new processes that they are about to put into place. Therefore, making sure employees are heard is an essential part of an assessment.
Define a Realistic Timeline:
- If you haven’t completed a project similar to the you are starting, it can be hard to assess a realistic timeline. For example, if you are implementing a new information system, how do you know how much time is needed to build, test, and train? For this example you would ask your vendors to provide you with an implementation plan which would have a detailed timeline defined. The implementation plan provided should be a plan that has been used by many organization s and should reflect an accurate timeline. Also be sure to ask if the timeline is relevant to an organization your size because it can take different amounts of time and effort depending on the size of the organizaitons. Ask specifically about the size of the IT staff since that is another department where the type and number of employees varies greatly.
- With all the healthcare reform changes today, organizations are receiving compensation for completing projects by a certain deadline. This can be very beneficial as the cost of the projects keep increasing. Organizations should plan ahead to make sure they are able to meet the needed timeline and guidelines. It is usually recommended to forecast an extra 2-3 months to allow room for delays. The last thing you want is to not receive all the compensation owed to your organization.
Define the Right Amount of Resources Needed:
- Does your organization have experienced staff that is capable of handling the proposed project? Will they be handling this new project and their current job? It is very important to make sure you have the right staff on the project and that they have the time to complete the project and their current job duties. Typically it is rare to find a healthcare organization that has staff underutilized.
- If the needed experience does not exist in your organization, you may need to hire experienced vendors/consultants who can lead and ensure the project is completed on time and successfully. While this can often look to be a costly option, it can end up saving your organization money because these experienced resources have the knowledge to manage the project ensuring it will be done on time and done the right way the first time.
Define a Realistic Budget:
- Define a project budget and then add to it. It is too common today that there are surprise costs, delays, or just added functionality that organizations seek to add on later. The last thing you want is to be in the middle of the project and now know how it will be financed.
Reach Out to Organizations:
- Sometimes reinventing the wheel will just cause it to keep spinning and cause delays. With today’s social technology it is easy to reach out to other organizations that have already spent the energy and time inventing new processes. Many organizations are more than willing to share their success stories. In addition, there are typically online forums that you can search discussions for projects. This is one of the best resources to tap on because you are getting an honest answer.
After your new project/change has been implemented for a month, it is a great idea to conduct a post assessment to ensure your goals that were set originally are met and that the project was a success.
Some areas to focus on while doing a post-assessment include the following three items.
- It is probably safe to assume that there were some hiccups throughout the project. Create a log of these lessons learned so that similar future projects are implemented without the same risks/issues.
- How were your vendors during the project? Would you use or hire them again?
- Many times in projects there can be some hesitation because not everyone likes change. However, if you involved your employees from the beginning, you should expect to hear more positive feedback as they helped in the decision making process.
- If the implemented change affects patients, survey them to see how they feel towards these new changes.
Assessments can be helpful and some time, money, and frustration.
Many would agree that it’s difficult to not have health insurance nowadays. It might seem like nearly an impossible goal to find a good health care plan that is still affordable. Apply these tips to shop for the right policy.
Make sure you consider your overall health, as well as that of your family, as you make your policy selections. If your health is good, you may choose to purchase insurance that has a lower premium. While that may be cheaper upfront, it could be risky if problems start developing.
There are plenty of options for you if you have just finished college and you are looking for health insurance. You may be able to get health insurance from your employer, if you have one. If you are younger than 26, you can remain covered under your parents’ insurance plan, or you can look into personal insurance plans too.
When open enrollment time comes, review your health insurance plans and needs. Perhaps your situation has changed and your policy is no longer adequate. Open enrollment offers you the ability to change vision and dental coverage, too, if you have that option.
Remember to get vision insurance to help you deal with existing and potential eye problems. Vision insurance will help you afford your annual eye exam and your eyeglasses or contact lenses. You are not required to have vision insurance, and not opting for this coverage can actually sometimes save people money.
Look at your prescription coverage every year. It is common for insurance providers to change the rules from year to year with little warning, so refrain from enrolling for another year until you read the newest policy. Pay careful attention, in particular, to changes in your prescription drug program. If the pill you are taking on a daily basis is suddenly not covered, it is probably a good time to begin looking for another insurance provider.
When talking to the health insurance company, never give them more information then they need. Give responses only to specific queries they have made. Giving extra information gives them more reasons to raise your rates or deny coverage.
If you are one of those people that does not go to the doctor too much, your best bet would probably be to start a Health Savings Account (HSA). All of the money that you save from paying premiums and deductibles, can be put into this account and used for any medical expenses that you incur.
Health insurance can be dramatically cheaper if you purchase it through a group plan. This is why employers can often offer their workers cheaper health insurance premiums. If you don’t have an employer or they don’t offer insurance, join a trade organization that has negotiated lower premium rates for its members.
Catastrophic coverage is a viable option for those who cannot afford the premium payments for a more comprehensive health insurance policy, but who want some coverage in the event that there is a sudden major illness or accident. It’s also good to add it to your comprehensive policy as an added coverage in case of extreme circumstances.
Research your particular situation thoroughly if you’re attempting to purchase health insurance with a pre-existing health problem. Some insurance companies will not insure those with pre-existing conditions, and some charge very expensive premiums for them. Doing research is a great way to get the best rate possible.
Health insurance is among the most vital kinds of insurance one should have. Becoming overwhelmed with the multiple options of insurance can seem inevitable. The hints from this article should guide you to picking the right insurance plan.
Pregnancy is an exciting period, especially for expectant mums who will deliver their child for the first time. It is basically filled a myriad of questions as well as underlying concerns.
What will my baby look like? Will the pregnancy go on smoothly? These are only some of the queries that first-timers usually ask. Thanks to technological advancements like pregnancy scans, the said questions can be answered in time.
They have become quite prevalent nowadays and doctors usually encourage soon-to-be mums to undergo pregnancy scans in 2D, 3D, or 4D formats. In general, the said professionals encourage two basic scans: early pregnancy scan (7 to 11 weeks of gestation) and the anomaly scans (19 to 24 weeks of gestation).
While 2D ultrasound scans are exceptional tools that can tell the sex of an unborn child and at the same time determine his/her general health, it cannot carry out what more sophisticated pregnancy scans like 3D, 4D, and 4D HD scans can deliver. Let’s take a quick look at the said scans.
· 3D scans
Compared to 2D scans, 3D scans deliver clearer images that can help doctors determine the behaviour as well as the development of the fetus, even in the early stages of pregnancy.
The images that 3D scans deliver are so clear that even facial expressions can be easily recognized 20 weeks after gestation. After 24 weeks, simple actions such as the sucking of thumb or sticking out of the tongue can be observed.
Simply put, the features of 3D pregnancy scans are simply amazing, that is why it has gained the approval of countless women across the globe.
· 4D scans and 4D HD scans
4D scans are pretty much similar to 3D scans, but the thing makes them unique is the fact that they deliver images in moving pictures. With, soon-to-be mums can have a mini-movie that features their unborn child.
On the other hand, if they want something more special they can opt for 4D HD pregnancy scans that offer moving pictures in high definition. That’s a little something that is well worth the investment because the benefits that they bring are simply priceless.
Sad to say, however that 4D HD pregnancy scans are not widely available and there are very few regulated service providers that offer them as of the moment. For this reason, expectant mothers may have a hard time looking for one if they really want something that will make their pregnancy more worthwhile.
With 2D, 3D, 4D, and 4D HD scans, soon-to-be mums can further cherish their pregnancy and take time to somewhat bond with their unborn child.
All in all, the benefits that the said medical procedures bring are priceless and expectant mothers should make it a point to invest in them.
When you bring up the subject of health care in America, many people immediately think about the political aspect of it. “Obamacare” has become front and center in the dialogues of the medical community, lawmakers, and consumers. On the other side of the coin, there are people who are urging us to not forget about the patients and putting their needs first.
There are many people who would prefer that healthcare not be a business, but in a country like the U.S. where the business of healthcare reaches into billions of dollars, it would be a long and treacherous road to make healthcare free for all. However, in all of this grasping for business and profits, there are those who have forgotten why healthcare is there in the first place.
Fortunately, advocates of putting patients first are getting their voices heard thanks to the Internet. Conversations are taking place on social networks about patient safety, and information is being spread much easier and quicker. There are also organizations like Planetree, which was founded by Angelica Thieriot, that are qualifying hospitals and nursing homes as providing true patient-centered care.
The current system has reached a tipping point, and now more than ever we need solutions to alleviate the ever-increasing frustrations of patients. What can be done?
Here are a few ideas to put patients first:
Create an environment that is conducive to healing; Have comfortable beds, private and quiet rooms, colorful art on the walls, and put in sofas for visiting friends and family members.
Recruit caring employees. Naturally, we assume that a person decides on entering the medical field because they care about people and want to help them, but that’s not necessarily always the case. Look for people who genuinely want to create a positive experience for patients.
Communicate and be transparent. There are still many hospitals and medical professionals who want to hide their mistakes. If a mistake is made, be open and honest with patients. Let them know what happened and what you are doing to correct the problem. The more you try to hide mistakes, the more likely you will be sued for malpractice.
Continue to educate staff and promote patient safety. If errors are made, take the necessary steps to ensure that it doesn’t happen again. Have periodic meetings and training about patient safety and obtain feedback from everyone on ways to improve systems and processes.